FREQUENTLY ASK QUESTIONS



1. What benefit does AISL offer?


AISL offers individual advances with low loan costs and a streamlined reimbursement structure to clients.

2. How can i be qualified for your advances?


  • You ought to be somewhere in the range of 22 and 55 years
  • Candidate should live and additionally work in Nigeria.
  • Be utilized (for somewhere around a half year) and get paid into your financial balance
  • Have a decent financial record
  • You must have a verifiable monthly income
  •  

3. How would I apply?


To apply, logon to www.aciousinvestment.com or visit our office situated at No.99 Tenant Road Aba, Abia State.

4. What amount would i be able to obtain?


You can access up to N20,000,000.00

5. What are the required records for your credits?


  • Letter of Employment,
  • Pay bank articulation throughout the previous half year
  • You should have a decent record of loan repayment
  • Tax ID
  • Service Bill (PHCN, Water charge, Rent Agreement)
  • Substantial Proof of Identification (International Passport, National Identification, Driver's License or Voters ID)
  •  

6. Does AISL require a credit check?


Indeed, your application is liable to a credit check before endorsement. We take a look at your credit assessment with the Nigerian Credit Bureaus, business history, spending designs and different variables that will demonstrate a clearer image of your credit-value and will give you a moment answer on the web.

7. Do I have to go to your office to apply?


No, your application can be made online through our safe entryway. After the application has been made, you will get a mail from us affirming receipt of your application.

8. Would i be able to expand my credit tenor?


Truly, you can expand a current office credit tenor through a Top-up. As a current client, you can get to a most extreme tenor of a year.

9. Would i be able to have more than one advance running in the meantime?


No. You can just access one credit at any given moment, however you can apply for a best up advance after three reimbursements on your current advance.

10. How would I make reimbursements on my advance?


  • Cheques
  • Cash Deposit
  • Coordinate Debit
  • Standing Order/Instruction
  •  

11. How would I reimburse in the event that I don't need my checks displayed?


In the event that you don't need your checks displayed you can make installment in our record with subtleties as pursues:

S/N: Account Name Account Number Bank Name
1 Acious finance and investment co-op 1016091873 Zenith
2      
3      
4      

 

12. At the point when will the reimbursement be expected?


Daily.

Weekly.

Monthly.

On your pay day.

13. Can I liquidate whenever I want to?


Indeed, you can pay down/liquidate your existing facility at any time. The liquidation amount consists of your outstanding principal, outstanding management fee and total interest accrued to date of liquidation.

14. Would i be able to change my reimbursement date?


Truly, your reimbursement date can be changed on the off chance that it is because of progress of work as well as pay date. To encourage this change, if it's not too much trouble send by means of mail to [email protected] with proof of the difference in work

15. What is the punishment for defaulting on advance reimbursement?


The default punishment is 1% on portion sum for every day of default. On the off chance that the default passes 30 days, progressively stringent measures might be connected which may include:

  • Revealing defaulter to his/her manager
  • Auctioning of collateral
  • Administering every possible legal means to enforce recovery
  •  

16. My question(s) is/are not among the rundown


Compassionately visit with our specialist through our talk window, and your question(s) will be replied